## Creditio card
Instant virtual card and credit line up to €6,000 for seamless mobile payments.
### Our verdict
Creditio Card is an instant virtual card and revolving credit line up to €6,000 usable via Apple Pay or Google Wallet without changing banks.
### Key Advantages
– Virtual card ready on mobile in 10 minutes
– No bank switch required
– No annual fee or issuance cost
– Flexible monthly repayment amounts
### Drawbacks
– Initial credit limit depends on scoring
– Standard revolving interest applies
### Best For
Users wanting a digital credit card on their smartphone for shopping or emergency expenses up to €6,000.
### Requirements
– 18+ years old
– Online bank account
– Regular income source
Advertising disclosure: We may receive compensation from partner links. This website is an independent comparison tool and not a direct lender. Final terms are determined by the lender.