## Moneya
Personal loans up to €75,000 with terms up to 6 years for major projects.
### Our verdict
Moneya provides access to personal loans up to €75,000 with repayment periods up to 6 years for home renovations, vehicles, or major life investments.
### Key Advantages
– High borrowing capacity up to €75
– 000
– Long repayment schedules up to 6 years
– Smooth online application
– Competitive rates
### Drawbacks
– High amounts require proof of financial standing
– Not meant for short 30-day emergency micro-loans
### Best For
Significant expenditures such as home improvement, auto finance, or debt consolidation.
### Requirements
– 18 to 70 years old
– Verifiable monthly income
– Active bank account
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