The Santander Personal Loan is a traditional banking product for financing vehicles, renovations, and personal plans, with interest rates that hinge on bundled banking products.
## Main Highlights
– **Loan limits:** €3,000 to €60,000.
– **Term lengths:** Up to 7 or 8 years.
– **Disadvantages:** Requires direct salary deposit, insurance policies, and credit card usage to unlock top rates, with a slower approval cycle for non-clients.
## 100% Online Alternatives Without Switching Banks
– **Creditio:** Up to €50,000 with custom advisory without changing your existing bank account.
– **Moneya:** Up to €75,000 for home improvements or vehicles with fast digital turnaround.
– **DoPrestamo:** Fast funding from €100 to €10,000 with easy online approval.